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    mobile homes

    Home / Financing Options

    Financing Options

    In the event you will require a loan or mortgage to finance your new mobile home, Factory Expo can provide information on financing and assist you in submitting an application for a loan. You also have the option of shopping for your own financing.

    Most lenders require a minimum down payment of 5 to 10 percent and will have loan terms ranging from 15 to 30 years.

    If you are buying the mobile home and the land together, or plan to place the home on land you already own, some financial institutions offer traditional real estate mortgages with similar interest rates. Should you be purchasing the mobile home separately from the land on which it will be located, it will probably be financed as a personal property mobile home loan.

    FHA-insured loans are available to mobile home buyers. These types of loans may offer lower interest rates or lower down payment requirements if available in your area. They require more paperwork during the credit application and approval process and, therefore, may take longer for approval than a conventional loan.

    Please feel free to click here to contact your sales representative for more information on the financing options available to you.

    Links for More Information:
    Factory Expo Home Centers National Map
    Home Buying Guide - FAQ
    Freight Prices