Mobile Home News
News / Consumer

The HUD Code is Very Important to Buyers

Len Bonifield, - February 3, 2007

When today's buyers take possession of a newly purchased mobile home they can be assured that it was built to a stringent set of national regulations that ensure the safety and construction of mobile homes.

This came about in 1974 when Congress directed the Secretary of Housing and Urban Development to establish a set of construction and safety standards for mobile homes throughout the country. These standards, known as the "HUD CODE," have evolved over the past 32 years. These established standards were required to take into account existing state and local laws related to mobile homes.

It is worthy of mention here that when a mobile home meets all the requirements of the HUD Code as well as the requirements of state and local laws the buyer is assured of a home that is as safe and as well built, or better, than a site built home. The HUD Code consists of two major parts. The first, Part 3280, "Mobile Home Construction and Safety Standards," concerns itself with the standards to which the home must perform and conform; in other words, the construction part of the code.

Part 3282, "Mobile Home Procedural and Enforcement Regulations," explains who is in charge of looking over whose shoulder to make sure the home complies with Part 3280.

Every HUD Code mobile home is built in a factory, under controlled conditions, and has a special label affixed on the exterior indicating that it has been designed, constructed, tested and inspected to comply with the stringent federal standards set out in the code. No home may be released and shipped until it complies with the code as certified by an independent third party inspector who is certified by HUD.

To the buyer, it means that the factory-built home has been built according to more demanding building requirements, under controlled conditions and more closely inspected than any site built home.

The HUD Code is unique since it is specifically designed for compatibility with the factory production process. Performance standards for heating, plumbing, air conditioning, thermal and electrical systems are established by the code. There are performance requirements for structural design, construction, fire safety, energy efficiency, and built with the same materials used in site built homes.

The fact that the home is built in a factory, where the materials are always in a controlled environment, never subject to harsh out door conditions, sun, rain, etc., provides a tremendous advantage over site built homes.

Factory-built homes have the advantage of using engineered design applications and the most cost-efficient assembly-line techniques to produce a quality home at a much lower cost per square foot over a site built home. It can be as much as 25 percent to 35 percent less. A HUD Code home can be customized by the buyer, built to the stringent HUD Code and delivered to the site much faster than a site built home can be built. Design and construction are monitored by both HUD and its monitoring contractor.

The certification label attached to the home indicates that it has undergone and passed perhaps the most thorough inspection process in the home building industry.

Let's evaluate the inspection process. First, the inspections take place in the factory, during each phase of construction and following behind the manufacturer's own in-plant inspection and quality control teams. This process allows for far more thoroughness, since all of the inspectors' time is spent inspecting, rather than traveling from one site to another.

Second, consistency is maintained because fewer people inspect more homes. The enforcement procedure is much less susceptible to individual interpretations, as would be the case with on-site inspections in every jurisdiction across the country.

Finally, there is the importance of the installation process of every HUD Code home. There are very strict rules for the installation of HUD Code homes. The Florida installation requirements are some of the strictest in the nation, and assure that the home will withstand strong winds and even hurricanes.

The key to the installation is licensed, trained installers followed by inspectors that know the installation rules and strictly enforce them.

As you can see, when a buyer fully understands the HUD Code and installation requirements, they will understand that they are buying a very structurally sound home at considerable saving per square foot.

  •   Lake City
  •   Ocala
  •   Plant City
  • Georgia
  •   Garrett
  •   Topeka
  • Iowa
    New Hampshire
    New Jersey
    New Mexico
    New York
    North Carolina
    North Dakota
  •   McMinnville
  •   Woodburn
  • Pennsylvania
    Rhode Island
    South Carolina
    South Dakota
  •   Athens
  •   Burleson
  •   Seguin
  • Utah
    West Virginia